Closing Cost Estimator · Kevin Crampton Skip to main content
Kevin Crampton Midland's Real Estate Educator

What will closing cost?

Beyond the down payment, buyers pay closing costs at the table, usually about 2 to 5% of the price. This breaks them down.

Insurance, tax escrow, prepaid interest.

Flat costs (appraisal, inspection, recording).

All defaults are editable planning assumptions. For a cash purchase, enter 100% down: lender fees become $0. Adjust prepaids and fixed costs to remove loan-related charges. Down payment is separate from these closing costs; deposits, credits, and grants are excluded.

Enter a home price to estimate closing costs.

What's included

  • Lender/origination: the lender's fees to make the loan.
  • Title & settlement: title insurance and the closing agent's fee.
  • Prepaids & escrow: upfront homeowners insurance, property-tax escrow, and prepaid interest.
  • Appraisal, recording & fees: the appraisal, inspection, and government recording fees.

This is an educational estimate. Your lender's Loan Estimate is the real itemized figure. Some costs can be negotiated or covered by seller concessions.